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Tips -
For Buyers
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Courtesy of your Scotiabank Mortgage Specialist Chris Maxwell-Smith
Choosing a mortgage is a big step. The range of options may seem confusing, but we will work together to make a choice that provides affordable payments today and flexibility for the future.
If you want to know exactly what your interest rate and mortgage payment will be over the term of your mortgage, you might consider a Fixed Rate. The key benefit is that your rate is fixed for the term of your mortgage and your payments will not increase if interest rates rise.
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News -
News
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First quarter U.S. real GDP growth came in at 3.0% Q/Q (annualized), slightly below expectations.
• U.S. consumer confidence in April shot up to the highest level seen since March 2008, marking the sixth increase in seven months.
• Personal income advanced 0.4% M/M in April, while personal spending was flat on the month.
• New home sales surged 15% in April, sending inventories down to 5 months supply; existing home sales jumped 7.6% on the month, but inventories managed to rise to 8.4 months supply.
• S&P Case-Shiller Home Price Index was flat in March, though prices are sitting at 2.3% above year ago levels.
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News
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 Phase 2 Launch Coming Soon
West Village is a vibrant new community, you can call your own. A place to connect with new neighbors, to lay down roots and to celebrate life's many milestones.
Designed by Tridel, Canada's leader in Condo living, West Village is a magnificent master plan community situated in the heart of Etobicoke. Here the entrances are grand, the interiors are warmly elegant and the amenities are designed to pamper the soul.
Life flows easily around the grand two storey lobby, unparalleled recreational facilities and the village club state of the art amenities. And life is also healthier and comfortable in this Tridel Built Green, Built for Life community.
Local eateries, great shopping, everyday conveniences, year round sports, access to Hwy 427, QEW,
the Subway and GO train are just minutes away.
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News
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Government guideline changes only refers to those properties which are non-owner occupied and are declared as a rental property.
Transmitted by CNW Group on : May 31, 2010 06:00
Canadians pursuing recreational property for lifestyle, despite tax concerns and stricter mortgage rules
National opinion poll shows condominiums increasingly popular choice for a second home
TORONTO, May 31 /CNW/ - Almost half of Canadians considering buying a recreational property will do so to improve their lifestyle, despite concerns about increasing taxes, rising interest rates and new regulations that require higher down payments on second homes, according to a nationwide survey of Canadian attitudes towards recreational property ownership conducted by Angus Reid and commissioned by Royal LePage Real Estate Services.
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Tips -
For Sellers
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What is a listing agreement?
The process of selling a home with a REALTOR starts with the Listing Agreement. It's a contract between you and the brokerage company that the agent represents. It is a framework for subsequent forms and negotiations. It's important the agreement accurately reflects your property details and clearly spells out the rights and obligations of all parties. Both you and the listing agent sign the listing agreement and each receive a copy. The agreement binds both parties to its terms and conditions.
What is the main idea about this agreement?
Generally, in the agreement you appoint the brokerage company as your agent and give its representatives the authority to find a purchaser. The duration of the agreement is indicated, and the compensation is specified.
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